Investments

Welcome to American State Financial Management, an affiliate of American State Bank and Raymond James Financial Services, Inc.

Investing is about more than money — it’s about you. Where you want to go. And where you are, today. At ASFM and Raymond James, that’s how we do business. We listen. We research the market. And from initial investment to long-term planning, we become your partner helping you achieve your financial goals.

As financial advisors for Raymond James, we have the knowledge to guide you, the tools to create a personal solution and the commitment to stand by you now and in the long-term. But we can’t do it without you. Here’s how it works:

1. You identify your goals, which could be things like:

   • Paying for college
   • Estate planning
   • Providing an income for life
   • Gifting to children or grandchildren
   • Attaining financial independence
   • Planning for retirement
   • Travel and leisure activities
   • Achieving personal lifetime goals

2. Your financial advisor helps you select from a variety of financial tools to create a diversified portfolio. This can help reduce the impact of market volatility while also helping you achieve your personal goals. However, please be aware that diversification does not assure a profit and does not protect against loss in declining markets. And since there are thousands of choices, you can be assured your advisor will walk you through them, helping you make smart choices on anything Raymond James offers, like:

   • Mutual funds
   • Fixed and Variable Annuities
   • Individual Retirement Accounts
   • Managed Accounts

3. Your financial advisor continually monitors your account status and notifies you when new opportunities arise. Regular account reviews help to make sure your investments are working for you — and working towards your long-term goals. When you invest with us, you’re investing with all of us. We’re not just one financial advisor, we’re a team of market analysts and representatives who work together to protect your interests and help you meet your goals. It’s a collaborative effort. And it’s all about your financial future.