Visa® Gold

The “I Need More” Card: The Visa® Gold Card

Your buying needs have expanded. So why not expand your credit limit? The Visa® Gold Cards gives you the credit you need — whenever you need it. From no fees to travel insurance, this is the card that gives you more with things like:

  • No annual fee
  • Low APR
  • Accepted worldwide
  • Cash advance option
  • Easy–to–read monthly statement for record keeping
  • Ability to purchase now and pay later
  • Balance transfer option for debt consolidation
  • Minimum credit limit: $3,000
  • Maximum credit limit: $50,000
  • Bonus rewards: earn 1 point for every retail dollar spent (visit www.scorecardrewards.com for more info)

Ready to apply? The minimums include:

  • One year at the same employer
  • One year at your current residence
  • Yearly income of $12,000

Credit Cards

Personal Banking

Pay your way.

It’s your choice: you can pay your bill in full or go for the minimum. You can also pay in the way that’s easiest for you, like:

Ready to apply?

It’s simple. Just visit one of our locations or call us:

American State Bank
Toll-free: (800) 687-7272
Lubbock: (806) 767-7272

Questions? Answers.

American State Bank
Anytime Customer Service (24/7):
(800) 423-7503
Daily Customer Service (8 to 5):
(800) 725-2006
(325) 794-1000 ext 4801
Disputed Item (8 to 5):
(800) 292-2862
Report Lost/Stolen Card (24/7):
(800) 299-9842