Credit Cards

Buying has never been easier. (Or more convenient.)

Get what you need — the way you want to get it. With a credit card from American State Bank, you’ll get plenty of perks like:

  • Accepted at millions of Visa® locations worldwide
  • Convenient and easy–to–use for everyday purchases
  • Local customer service by ASB relationship bankers
  • Emergency buying power when you need it
  • Easy tracking of purchases
  • Several ways to pay — online, by phone or by check
  • Great way to build credit
  • Cash advance option
  • Travel accident insurance (up to $150,000)
  • Automatic rental insurance
  • Bonus rewards: earn 1 point for every retail dollar spent (visit www.scorecardrewards.com for more information)

Worried about security? Don’t be. If you lose your ASB Visa® card and report it immediately, our consumer liability provision protects you from paying fraudulent charges. (We’ll also get you a new card, pronto.)

Need a copy of your cardholder’s agreement? We can mail it to you. Simply click here and email us only your name and mailing address OR you can call 1-800-725-2006 and request it by phone. You will receive a copy of your cardholder agreement within 30 days.

Want to learn more? Choose your card:

Credit Cards

Personal Banking

Pay your way.

It’s your choice: you can pay your bill in full or go for the minimum. You can also pay in the way that’s easiest for you, like:

Ready to apply?

It’s simple. Just visit one of our locations or call us:

American State Bank
Toll-free: (800) 687-7272
Lubbock: (806) 767-7272

Questions? Answers.

American State Bank
Anytime Customer Service (24/7):
(800) 423-7503
Daily Customer Service (8 to 5):
(800) 725-2006
(325) 794-1000 ext 4801
Disputed Item (8 to 5):
(800) 292-2862
Report Lost/Stolen Card (24/7):
(800) 299-9842