30 Year

5.75

Points

0+0

APR*

5.770

15 Year

5.625

Points

0+0

APR*

5.659

* annual percentage rate
** over $417,000; effective 11/18/2009; rates subject to change without notice; not all applicants will qualify for these rates

30 Year

4.875

Points

0+0

APR*

4.957

15 Year

4.375

Points

0+0

APR*

4.455

* annual percentage rate
** $100,000 to $417,000; effective 11/18/2009; rates subject to change without notice; not all applicants will qualify for these rates

30 Year

4.750

Points

0+0

APR

5.367

15 Year

4.25

Points

0+0

APR

4.830

annual percentage rate
$100,000 to $271,050; + 0.375% for VA; effective 11/18/2009; rates subject to change without notice; not all applicants will qualify for these rates