30 Year

8.5

Points

0+0.0

APR*

8.524

15 Year

7.25

Points

0+0

APR*

7.286

* annual percentage rate
** over $417,000; effective 1/6/2009; rates subject to change without notice; not all applicants will qualify for these rates

30 Year

4.875

Points

0+0

APR*

4.957

15 Year

4.625

Points

0+0

APR*

4.766

* annual percentage rate
** $100,000 to $417,000; effective 1/6/2009; rates subject to change without notice; not all applicants will qualify for these rates

30 Year

5.0

Points

0+0

APR

5.628

15 Year

4.5

Points

0+0

APR

5.023

annual percentage rate
$100,000 to $271,050; + 0.375% for VA; effective 1/6/2009; rates subject to change without notice; not all applicants will qualify for these rates